Running a business comes with enough challenges, your insurance shouldn’t be one of them. A Business Owners Policy (BOP) combines essential coverages into one convenient package, helping protect your business from common risks while keeping things simple and cost-effective. At Maple City Insurance Services, we help you find the right BOP tailored to your business, your industry, and your goals

What a Business Owners Policy Covers

General Liability Insurance
Protects your business from claims involving bodily injury, property damage, and advertising or personal injury.

Commercial Property Insurance
Covers your building, equipment, inventory, and other business property from risks like fire, theft, and certain weather events.

Business Interruption Coverage
Helps replace lost income and covers ongoing expenses if your business is temporarily unable to operate due to a covered loss.

Who Is a BOP Designed For?

A Business Owners Policy is ideal for many small to mid-sized businesses, including:

• Retail stores

• Offices and professional services

• Restaurants and cafés

• Contractors and service providers

If your business has a physical location, equipment, or customer interaction, a BOP may be a smart solution.

Why Choose a BOP?

• Bundled savings — Often more affordable than purchasing policies separately

• Simplified coverage — One policy, one renewal, one point of contact

• Strong foundation — Covers the most common risks businesses face

Additional Coverage Options

• A BOP can often be customized with additional protection, such as:

• Commercial auto insurance

• Workers’ compensation

• Cyber liability

• Equipment breakdown

• Umbrella insurance