Running an auto repair shop comes with unique risks, from working on customer vehicles to managing tools, equipment, and daily operations. Garage repair shop insurance helps protect your business from the unexpected so you can focus on keeping your customers on the road. At Maple City Insurance Services, we help auto repair businesses find coverage tailored to their services, shop size, and level of risk.

What Garage Repair Shop Insurance Covers

Garage Liability Insurance
Covers bodily injury and property damage claims related to your business operations, including customer injuries on your premises.

Garagekeepers Coverage
Protects customer vehicles in your care, custody, or control from damage caused by fire, theft, vandalism, or accidents.

Commercial Property Insurance
Covers your building, tools, equipment, and inventory from risks like fire, storms, and theft.

Tools & Equipment Coverage
Protection for specialized tools, diagnostic equipment, and machinery used in your shop.

Business Interruption Coverage
Helps replace lost income if your shop is temporarily unable to operate due to a covered loss.

Who This Coverage Is For

We work with a wide range of automotive businesses, including:

• Auto repair shops

• Mechanics and service garages

• Body shops and collision centers

• Tire and brake shops

• Oil change and quick service locations

Why Garage Insurance Matters

Your business handles high-value customer vehicles and relies on expensive equipment every day. Without the right coverage, even a small incident, like damage to a customer’s car, can lead to costly claims.

Garage repair shop insurance helps protect your business, your customers, and your reputation.

Optional Coverage Enhancements

• Commercial auto insurance for service vehicles

• Employee tools coverage

• Environmental or pollution liability (for fluids and disposal)

• Umbrella insurance for added liability protection