Running a campground or campsite means providing a place for people to relax, explore, and enjoy the outdoors, but it also comes with unique risks. From guest safety and property damage to weather-related exposures, campsite insurance helps protect your business so you can focus on creating great experiences. At Maple City Insurance Services, we help campground and campsite owners find coverage tailored to their property, amenities, and operations.

What Campsite Insurance Covers

General Liability Insurance
Protects your business from claims involving guest injuries, accidents, or property damage.

Property Coverage
Covers buildings, offices, bathhouses, cabins, and other structures from risks like fire, storms, and vandalism.

Equipment & Grounds Coverage
Protection for maintenance equipment, signage, utilities, and outdoor features.

Business Interruption Coverage
Helps replace lost income if your campsite must temporarily close due to a covered loss.

Workers’ Compensation
Provides coverage for employee injuries and helps meet state requirements.

Additional Coverage Options

• Coverage for cabins, rental units, or RV hookups

• Water-related liability (lakes, pools, or recreational areas)

• Event coverage for festivals or group gatherings

• Commercial auto insurance for maintenance vehicles

• Umbrella insurance for additional liability protection

Who This Coverage Is For

We work with a variety of outdoor and recreational businesses, including:

• Campgrounds and RV parks

• Seasonal and year-round campsites

• Glamping sites and cabin rentals

• Private outdoor recreation properties

Why Campsite Insurance Matters

Campsites involve outdoor environments, changing weather conditions, and guest activities, all of which increase the potential for accidents or damage. Without proper coverage, these risks can lead to costly claims and disruptions.

Campsite insurance helps protect your business, your guests, and your property.