Child care centers play an important role in helping children learn, grow, and thrive. With that responsibility comes unique risks, from daily activities and playground safety to employee and facility exposures. Child care center insurance helps protect your business so you can focus on providing a safe and supportive environment. At Maple City Insurance Services, we help child care providers find coverage tailored to their programs, facility, and operations.

What Child Care Center Insurance Covers

General Liability Insurance
Protects your center from claims involving injuries, accidents, or property damage.

Professional Liability Coverage
Protection for claims related to supervision, educational activities, or professional services provided.

Commercial Property Insurance
Covers your building, classrooms, playground equipment, furniture, and supplies from risks like fire, storms, theft, and vandalism.

Abuse & Molestation Coverage
Important protection for allegations involving misconduct or inappropriate behavior.

Workers’ Compensation
Provides coverage for employee injuries and helps meet state requirements.

Additional Coverage Options

• Commercial auto coverage for transportation or field trips

• Cyber liability insurance (for records and payment systems)

• Business interruption coverage

• Accident medical coverage

• Umbrella insurance for additional liability protection

Who This Coverage Is For

We work with a variety of child-focused organizations, including:

• Daycare and child care centers

• Preschool programs

• Early learning centers

• Before- and after-school programs

• Licensed in-home childcare providers

Why Child Care Center Insurance Matters

Caring for children involves constant supervision, daily activity, and responsibility. Without proper coverage, accidents, injuries, or allegations can create significant financial and legal challenges.

Child care center insurance helps protect your business, your staff, and the families who trust you.