Even with strong primary insurance policies in place, large claims or lawsuits can exceed standard coverage limits. Commercial umbrella insurance provides an additional layer of liability protection, helping safeguard your business, assets, and future. At Maple City Insurance Services, we help businesses secure umbrella coverage that extends beyond their existing policies.

What Commercial Umbrella Insurance Covers

Excess Liability Coverage
Provides additional limits above your existing general liability, commercial auto, and employer’s liability policies.

Large Claims & Lawsuits
Helps protect your business from significant financial loss due to major liability claims.

Legal Defense Costs
Covers legal fees, settlements, and judgments that exceed your primary policy limits.

Broad Protection Across Policies
Works alongside your existing insurance to create a more complete safety net.

Why Commercial Umbrella Insurance Matters

Unexpected events can lead to claims that quickly exceed standard policy limits. Without additional coverage, your business could be responsible for paying the remaining costs out of pocket.

Commercial umbrella insurance helps protect your business from catastrophic losses and provides peace of mind in high-risk situations.

Who Should Consider Coverage?

• Businesses with high customer interaction

• Companies with vehicles or delivery operations

• Contractors and service providers

• Businesses with multiple locations or employees

• Any business looking for added financial protection

How It Works

If a claim exceeds the limits of your underlying policy, your umbrella insurance steps in to cover the remaining amount, up to the limits of your umbrella policy.