Dance studios are places of movement, creativity, and community, but they also come with unique risks. From classes and performances to daily operations, dance studio insurance helps protect your business so you can focus on what you do best. At Maple City Insurance Services, we help studio owners find coverage tailored to their classes, facility, and level of risk.

What Dance Studio Insurance Covers

General Liability Insurance
Protects your business from claims involving student injuries, accidents, or property damage.

Professional Liability
Coverage for instructors in case of claims related to teaching methods or instruction.

Commercial Property Insurance
Covers your studio space, mirrors, flooring, sound systems, and equipment from risks like fire, theft, and vandalism.

Medical Payments
Helps cover minor medical expenses if a student or visitor is injured during a class.

Workers’ Compensation
Provides coverage for employee or instructor injuries and helps meet state requirements.

Who This Coverage Is For

We work with a variety of dance and performance studios, including:

• Ballet and classical dance studios

• Hip-hop and contemporary studios

• Competition and performance teams

• Children’s dance programs

• Multi-discipline performing arts studios

Why Dance Studio Insurance Matters

Dance involves physical activity, group instruction, and interaction with students of all ages. Without the right coverage, injuries or accidents could lead to costly claims and disruptions.

Dance studio insurance helps protect your business, your instructors, and your students, so you can continue building a safe and welcoming environment.

Optional Coverage Enhancements

• Event and recital coverage

• Equipment breakdown coverage

• Abuse and molestation coverage (for youth programs)

• Cyber liability insurance (for registrations and payments)

• Umbrella insurance for added liability protection