Running a dealership means managing valuable inventory, working with customers daily, and keeping operations moving smoothly. From vehicle sales and service to test drives and financing, dealership insurance helps protect your business from the unique risks you face. At Maple City Insurance Services, we help dealerships find coverage tailored to their inventory, operations, and level of risk.

What Dealership Insurance Covers

Garage Liability Insurance
Protects your business from claims involving bodily injury or property damage related to your operations.

Garagekeepers Coverage
Covers customer vehicles in your care, custody, or control from damage due to fire, theft, vandalism, or accidents.

Dealer’s Open Lot Coverage
Protects your vehicle inventory from risks like weather damage, theft, and vandalism.

Commercial Property Insurance
Covers your buildings, offices, and equipment from risks like fire, storms, and theft.

Business Interruption Coverage
Helps replace lost income if your dealership is temporarily unable to operate due to a covered loss.

Who This Coverage Is For

We work with a wide range of dealerships, including:

• Auto dealerships (new and used)

• Truck and commercial vehicle dealerships

• Equipment and machinery dealers

• Recreational vehicle (RV) and powersports dealers

Why Dealership Insurance Matters

Dealerships handle high-value inventory and involve frequent customer interaction, which increases exposure to liability and property risks. Without proper coverage, even a single incident could lead to significant financial loss.

Dealership insurance helps protect your inventory, your operations, and your reputation.

Optional Coverage Enhancements

• Commercial auto insurance (for business vehicles and transport)

• Cyber liability (for customer and financial data)

• Employee dishonesty or crime coverage

• Umbrella insurance for additional liability protection