Employment Practice Liability Insurance
Protection for your business and your workplace decisions.
Managing employees comes with responsibility and risk. Employment Practices Liability Insurance (EPLI) helps protect your business from claims related to workplace issues such as wrongful termination, discrimination, harassment, and more. At Maple City Insurance Services, we help businesses find EPLI coverage tailored to their workforce, policies, and level of exposure.
What EPLI Covers
Wrongful Termination
Protection against claims from former employees alleging improper dismissal.
Discrimination Claims
Coverage for allegations involving discrimination based on race, gender, age, religion, disability, or other protected classes.
Harassment Claims
Includes protection for claims related to workplace harassment, including sexual harassment.
Retaliation Claims
Covers claims that an employee faced negative action after reporting workplace concerns or violations.
Legal Defense Costs
Helps cover attorney fees, court costs, settlements, and judgments associated with covered claims.
Why EPLI Matters
Employment-related claims can be costly and time-consuming, even if they are unfounded. Without EPLI, your business may have to cover legal expenses and settlements out of pocket.
EPLI provides financial protection and helps your business navigate these challenges with confidence.
Who Should Consider EPLI?
Businesses with employees (full-time, part-time, or seasonal)
Companies experiencing growth or workforce changes
Organizations with customer-facing or high-turnover roles
Any business looking to protect against employment-related risks
Optional Coverage Enhancements
Third-party coverage (claims from customers or vendors)
Wage and hour defense coverage (where available)
HR support tools and risk management resources
Employee handbook and policy review assistance
Why Choose Us?
Independent options — We shop multiple carriers for the best coverage and value
Customized protection — Coverage tailored to your workforce and business practices
Local support — A trusted team here to help when you need guidance
Clear advice — We make complex coverage easy to understand
Workplace challenges can happen, but the right coverage helps you handle them with confidence.