Even the most experienced professionals can face claims of mistakes, missed details, or unmet expectations. Errors & Omissions (E&O) insurance, also known as professional liability insurance, helps protect your business from claims related to the services or advice you provide. At Maple City Insurance Services, we help you find E&O coverage tailored to your profession, your clients, and your level of risk.

What E&O Insurance Covers

Professional Mistakes or Errors
Covers claims alleging negligence, errors, or omissions in the services you provide.

Failure to Deliver Services
Protection if a client claims your services did not meet expectations or caused financial harm.

Misrepresentation Claims
Covers allegations of inaccurate advice, misleading information, or failure to disclose key details.

Legal Defense Costs
Helps cover attorney fees, court costs, settlements, and judgments associated with covered claims.

Who Needs E&O Insurance?

E&O insurance is essential for professionals and service-based businesses, including:

• Consultants and advisors

• Insurance agents and financial professionals

• Real estate agents and brokers

• IT professionals and technology services

• Marketing, design, and creative services

If your business provides advice, expertise, or services, this coverage is critical.

Why E&O Insurance Matters

Even a small mistake or misunderstanding can lead to a costly claim. Without E&O coverage, your business could be responsible for legal expenses and damages out of pocket.

E&O insurance helps protect your reputation, your finances, and your ability to continue serving your clients.

Optional Coverage Enhancements

• Cyber liability or data breach coverage

• Contractual liability extensions

• Coverage for independent contractors

• Extended reporting periods (tail coverage)