Golf courses combine outdoor recreation, property management, and hospitality, all of which come with unique risks. From course maintenance and equipment to clubhouses and guest interactions, golf course insurance helps protect your business so you can focus on delivering a great experience. At Maple City Insurance Services, we help golf course owners and operators find coverage tailored to their property, amenities, and operations.

What Golf Course Insurance Covers

General Liability Insurance
Protects your business from claims involving guest injuries, property damage, or accidents on the course or in facilities.

Commercial Property Insurance
Covers clubhouses, pro shops, maintenance buildings, and other structures from risks like fire, storms, and theft.

Equipment & Grounds Coverage
Protection for maintenance equipment such as mowers, carts, irrigation systems, and tools.

Golf Cart Coverage
Covers owned or rented golf carts used by staff or guests.

Business Interruption Coverage
Helps replace lost income if your operations are disrupted due to a covered loss.

Additional Coverage Options

• Liquor liability insurance (for bars or clubhouses)

• Event coverage for tournaments, weddings, or gatherings

• Workers’ compensation for employees

• Cyber liability (for memberships and payment systems)

• Umbrella insurance for additional liability protection

Who This Coverage Is For

We work with a variety of golf and recreational properties, including:

• Public and private golf courses

• Country clubs

• Driving ranges and training facilities

• Resort golf properties

Why Golf Course Insurance Matters

Golf courses involve large outdoor areas, specialized equipment, and frequent guest interaction. Weather, accidents, or equipment damage can quickly impact your operations and revenue.

Golf course insurance helps protect your business, your property, and your reputation.