Owning rental property is a valuable investment, but it also comes with risks. From property damage and liability claims to lost rental income, landlord insurance helps protect your investment so you can manage your property with confidence. At Maple City Insurance Services, we help property owners find coverage tailored to their rental properties, tenants, and long-term goals.

What Landlord & Rental Property Insurance Covers

Property Coverage
Protects the structure of your rental property from damage caused by fire, storms, vandalism, and other covered events.

Liability Protection
Provides coverage if a tenant or visitor is injured on your property or if you’re held responsible for property damage.

Loss of Rental Income
Helps replace lost rental income if your property becomes unlivable due to a covered loss.

Other Structures
Coverage for detached garages, sheds, fences, or additional buildings on the property.

What Types of Properties Can Be Covered?

• Single-family rental homes

• Multi-family properties

• Apartment buildings

• Vacation or seasonal rentals

• Investment properties

  Why Landlord Insurance Matters

Standard homeowners insurance typically doesn’t cover rental properties. Without proper coverage, you could face significant out-of-pocket costs for repairs, liability claims, or lost income.

Landlord insurance helps protect your property and your financial future.

Optional Coverage Enhancements

• Short-term rental coverage (Airbnb/VRBO)

• Equipment breakdown coverage

• Sewer and drain backup coverage

• Umbrella insurance for additional liability protection

• Coverage for furnished rentals or landlord-owned contents