Serving alcohol can increase your business’s exposure to risk. If a customer becomes intoxicated and causes injury or property damage, your business could be held responsible. Liquor liability insurance helps protect you from these claims, so you can operate with confidence. At Maple City Insurance Services, we help businesses find liquor liability coverage tailored to their operations, whether you serve alcohol occasionally or as a core part of your business.

What Liquor Liability Insurance Covers

Bodily Injury Claims
Covers injuries caused by an intoxicated patron who was served alcohol at your establishment.

Property Damage
Provides coverage if an intoxicated individual causes damage to someone else’s property.

Legal Defense Costs
Helps cover attorney fees, court costs, settlements, and judgments related to covered claims.

Assault & Battery (Optional)
Additional protection for incidents involving altercations, depending on your policy.

Who Needs Liquor Liability Insurance?

This coverage is essential for businesses that:

• Sell or serve alcohol

• Host events where alcohol is provided

• Operate bars, restaurants, or taverns

• Manage venues, breweries, or wineries

• Cater events or provide alcohol service

If alcohol is part of your business, this coverage is critical.

Why Liquor Liability Insurance Matters

Laws in many states can hold businesses responsible for alcohol-related incidents. Even one claim can result in significant financial loss and legal expenses.

Liquor liability insurance helps protect your business, your reputation, and your financial future.

Optional Coverage Enhancements

• Event-specific liquor liability

• Higher liability limits

• Coverage for off-site events or catering

• Coordination with general liability and umbrella policies