Long-term care insurance helps you prepare for the possibility of needing assistance with daily activities due to aging, illness, or injury. At Maple City Insurance Services, we help you find coverage that protects your independence, your savings, and your family from the financial burden of extended care.

What Long-Term Care Insurance Covers

Home Health Care
Coverage for in-home assistance with daily tasks like bathing, dressing, and meal preparation.

Assisted Living Facilities
Helps cover the cost of care in assisted living communities.

Nursing Home Care
Provides financial support for skilled nursing and long-term residential care.

Adult Day Care Services
Coverage for daytime care programs that support supervision and social engagement.

Memory Care
Specialized support for conditions such as Alzheimer’s and other forms of dementia.

Why Long-Term Care Insurance Matters

The cost of long-term care can add up quickly, and many people are surprised by how little is covered by traditional health insurance or Medicare. Without a plan in place, those costs can impact your savings and place added stress on your loved ones.

Long-term care insurance helps you maintain control over your care decisions while protecting your financial future.

When Should You Consider Coverage?

The best time to plan is before care is needed. Many people explore long-term care insurance in their 40s, 50s, or early 60s when premiums are more affordable and more options are available.