Off-Road Vehicle Insurance
Protection for every trail, track, and adventure.
Whether you’re riding for fun, work, or weekend adventure, your off-road vehicles deserve coverage built for where they take you. At Maple City Insurance Services, we help you protect your ATVs, UTVs, and other off-road vehicles with policies tailored to how you ride.
What Off-Road Vehicle Insurance Covers
Liability Protection
Covers injuries or property damage you may cause to others while operating your vehicle.
Collision Coverage
Pays for repairs or replacement after an accident, regardless of fault.
Comprehensive Coverage
Protects against theft, vandalism, fire, weather damage, and other non-collision events.
Medical Payments
Helps cover medical expenses for you and your passengers after an accident.
Uninsured/Underinsured Motorist
Provides protection if you're involved in an accident with someone who lacks adequate insurance.
What We Can Insure
ATVs (All-Terrain Vehicles)
UTVs / Side-by-Sides
Dirt bikes
Utility and recreational off-road vehicles
Optional Coverage Add-Ons
Trailer coverage
Custom parts and accessories
Roadside or off-road towing assistance
Gear and equipment protection
Why Choose Us?
Independent options — We shop multiple carriers to find the best fit for your needs
Customized coverage — Protection tailored to how and where you ride
Local support — A team that understands your lifestyle and is here when you need help
Clear guidance — We make your coverage easy to understand
Off-road adventures come with unique risks. Having the right insurance means you’re covered wherever the trail leads.