Owning a rental property is a valuable investment, but it also comes with unique risks. At Maple City Insurance Services, we help landlords protect their property, rental income, and financial future with coverage designed specifically for rental and investment properties.

What Rental Property Insurance Covers

Property Coverage
Protects the structure of your rental property from damage caused by fire, storms, vandalism, and other covered events.

Liability Protection
Provides coverage if a tenant or visitor is injured on your property or if you’re held responsible for property damage.

Loss of Rental Income
Helps replace lost rental income if your property becomes unlivable due to a covered loss.

Other Structures
Coverage for detached structures such as garages, sheds, or fences on the property.

Optional Coverage Add-Ons

• Equipment breakdown

• Sewer and drain backup

• Landlord contents (appliances, furnishings)

• Umbrella liability for additional protection

• Short-term rental coverage (if applicable)

Why Rental Property Insurance Matters

Standard homeowners insurance typically doesn’t cover rental properties. Without the right policy, you could face significant out-of-pocket costs for property damage, liability claims, or lost income.

Rental property insurance helps ensure your investment is protected, so you can focus on managing your property with confidence.