Schools play an important role in the community, providing education, activities, and a safe environment for students. With that responsibility comes a wide range of risks, from property damage and liability concerns to employee and student safety. School insurance helps protect your institution so you can stay focused on education and growth. At Maple City Insurance Services, we help schools and educational organizations find coverage tailored to their programs, facilities, and operational needs.

What School Insurance Covers

General Liability Insurance
Protects against claims involving bodily injury, property damage, or accidents occurring on school property.

Property Insurance
Covers school buildings, classrooms, offices, technology, and equipment from risks like fire, storms, theft, and vandalism.

Educators Professional Liability
Coverage for claims related to educational services, decisions, or administration.

Workers’ Compensation
Provides coverage for employee injuries and helps meet state requirements.

Commercial Auto & Transportation Coverage
Protects school-owned vehicles, buses, vans, and transportation operations.

Additional Coverage Options

• Cyber liability insurance (for student and administrative data)

• Abuse and molestation coverage

• Event and athletic program coverage

• Equipment breakdown coverage

• Umbrella insurance for additional liability protection

Who This Coverage Is For

We work with a variety of educational organizations, including:

• Private and public schools

• Charter schools

• Preschools and childcare programs

• Vocational and specialty education centers

• Educational nonprofits and organizations

Why School Insurance Matters

Schools manage students, staff, visitors, technology, transportation, and facilities every day. Without proper coverage, unexpected incidents can lead to significant financial and operational challenges.

School insurance helps protect your institution, your people, and your ability to continue serving students safely.