Renting out your home or property on a short-term basis can be a great source of income, but it also comes with unique risks. At Maple City Insurance Services, we help you protect your investment with insurance designed specifically for short-term rentals like Airbnb and VRBO properties.

What Short-Term Rental Insurance Covers

Property Protection
Covers your home, furnishings, and appliances from damage caused by fire, storms, theft, vandalism, and more.

Liability Coverage
Provides protection if a guest is injured on your property or you’re held responsible for property damage.

Loss of Rental Income
Helps replace lost income if your property becomes unrentable due to a covered claim.

Contents Coverage
Protects furniture, décor, electronics, and other items used to furnish your rental.

Why Short-Term Rental Insurance Matters

Standard homeowners or landlord policies often don’t fully cover short-term rental activity. Without the right coverage, you could face significant out-of-pocket costs from property damage, liability claims, or lost income.

Short-term rental insurance ensures your property is protected, whether it’s rented occasionally or year-round.

Optional Coverage Considerations

• Increased liability limits

• Coverage for guest-caused damage

• Ordinance or law coverage for repairs/upgrades

• Umbrella insurance for added protection