Some belongings are worth more than standard insurance limits can cover. Whether it’s jewelry, fine art, collectibles, or heirlooms, Maple City Insurance Services helps you protect your most valuable items with specialized coverage designed for their true worth.

What Valuable Possessions Insurance Covers

Jewelry & Watches
Protection for engagement rings, wedding bands, luxury watches, and other fine jewelry, often with broader coverage than standard policies.

Fine Art & Collectibles
Coverage for paintings, sculptures, antiques, coins, memorabilia, and other unique collections.

Electronics & High-Value Items
Protection for high-end electronics, instruments, and specialty equipment.

Accidental Loss & Damage
Many policies include coverage for accidental loss (like misplacing a ring) or damage that standard policies may not cover.

Worldwide Coverage
Your valuables are often protected wherever they go, whether at home, traveling, or in storage.

Why You May Need Additional Coverage

Standard homeowners or renters policies typically have limits on high-value items and may not cover certain types of loss. Valuable possessions insurance helps fill those gaps by offering higher limits and broader protection.

How It Works

Coverage is often provided through scheduled items or blanket policies, based on the value and type of belongings you want to insure. Appraisals may be required for certain items to ensure accurate coverage.