Watercraft Insurance
Protection for every moment on the water
Whether you’re cruising the lake, fishing at sunrise, or enjoying time with family and friends, your boat or watercraft deserves coverage you can rely on. At Maple City Insurance Services, we help you protect your investment with policies tailored to how and where you use your watercraft.
What Watercraft Insurance Covers
Physical Damage Coverage
Protects your boat or watercraft from accidents, collisions, theft, vandalism, and weather-related damage.
Liability Protection
Covers injuries or property damage you may cause to others while operating your watercraft.
Medical Payments
Helps cover medical expenses for you and your passengers after an accident.
Uninsured/Underinsured Boater
Provides protection if you're involved in an accident with someone who lacks adequate insurance.
Personal Effects Coverage
Covers gear and equipment like fishing tools, life jackets, and onboard items.
Optional Coverage Add-Ons
Towing and roadside assistance on the water
Trailer coverage
Fuel spill liability
Agreed value coverage for better claim protection
Why Choose Us?
Independent options — We shop multiple carriers to find the best fit
Local expertise — We understand how you use your watercraft in our area
Customized coverage — Protection tailored to your boat, usage, and lifestyle
Reliable support — We’re here when you need help or have a claim
Time on the water should be about relaxing, not worrying about what could go wrong.