Running a winery is more than a business, it’s a craft, a destination, and a unique operation with distinct risks. From your vines and production equipment to your tasting room and events, winery insurance helps protect every part of what you’ve built. At Maple City Insurance Services, we help wineries find coverage tailored to their property, production process, and customer experience

What Winery Insurance Covers

Property Coverage
Protects your buildings, tasting rooms, storage facilities, and equipment from risks like fire, storms, and theft.

Vineyard & Crop Coverage
Coverage for grapevines and potential losses due to certain weather events or damage (depending on policy options).

Equipment & Production
Protects fermentation tanks, bottling equipment, refrigeration systems, and other essential tools.

Product & Inventory Coverage
Coverage for wine stock, including damage or loss during storage or processing.

General Liability Insurance
Protects against claims involving customer injuries or property damage on your premises.

Additional Coverage Options

Liquor Liability Insurance
Essential protection for wineries that offer tastings or sell alcohol on-site.

Event Coverage
Protection for weddings, tours, and special events hosted at your winery.

Business Interruption Coverage
Helps replace lost income if your operations are disrupted by a covered loss.

Equipment Breakdown Coverage
Covers mechanical failures that could impact production.

Why Winery Insurance Matters

Wineries face a combination of agricultural, manufacturing, and hospitality risks. Without the right coverage, damage to crops, equipment, or your facility could lead to significant financial loss.

Winery insurance helps ensure your business is protected from vine to bottle, and beyond.