Your yacht is more than a vessel, it’s an investment, a lifestyle, and a place to create lasting memories. At Maple City Insurance Services, we help you protect it with specialized yacht insurance designed for larger, higher-value watercraft and their unique risks.

What Yacht Insurance Covers

Hull & Equipment Coverage
Protects your yacht from damage due to collisions, storms, fire, theft, and other covered events.

Liability Protection
Covers bodily injury or property damage you may cause to others while operating your yacht.

Personal Property & Gear
Coverage for belongings onboard, including equipment, electronics, and personal items.

Medical Payments
Helps cover medical expenses for you and your passengers after an accident.

Uninsured/Underinsured Boater
Provides protection if you're involved in an incident with another boater who lacks adequate insurance.

Optional Coverage Add-Ons

• Agreed value coverage for full protection of your yacht’s worth

• Crew coverage (if applicable)

• Navigation area extensions

• Towing and assistance on the water

• Pollution and fuel spill liability

Why Yacht Insurance Matters

Yachts require more comprehensive coverage than standard boat policies due to their size, value, and complexity. Specialized insurance ensures your vessel, passengers, and financial investment are fully protected.